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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,402 | $48,364+291.6% | $71,796+163.8% | $62,881+201.2% |
| Participation rate | 92.5% | 60.6%+31.9pp | 69.1%+23.4pp | 69.3%+23.2pp |
| Annual return | 1.38% | 13.16%-11.8pp | 78.04%-76.7pp | 20.14%-18.8pp |
| Employer contribution / active EE | $5,512 | $1,042+429.1% | $1,924+186.4% | $2,281+141.7% |
| Participant deferral / active EE | $8,875 | $2,091+324.4% | $2,794+217.6% | $3,203+177.1% |
| Admin fee / account holder | $4,782 | $3,771+26.8% | $4,815-0.7% | $4,296+11.3% |