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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,552 | $180,462+13.3% | $154,111+32.7% | $135,379+51.1% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -4.49% | 888.17%-892.7pp | 735.18%-739.7pp | 519.79%-524.3pp |
| Employer contribution / active EE | $1,944 | $6,036-67.8% | $5,298-63.3% | $4,779-59.3% |
| Participant deferral / active EE | $3,812 | $5,806-34.3% | $5,081-25.0% | $5,609-32.0% |
| Admin fee / account holder | $1,679 | $16,145-89.6% | $13,411-87.5% | $10,828-84.5% |