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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,312 | $106,749+243.2% | $145,433+151.9% | $82,448+344.3% |
| Participation rate | 74.1% | 75.6%-1.6pp | 82.1%-8.0pp | 68.1%+6.0pp |
| Annual return | 15.96% | 27.59%-11.6pp | 66.58%-50.6pp | 41.64%-25.7pp |
| Employer contribution / active EE | $123 | $3,444-96.4% | $4,554-97.3% | $2,551-95.2% |
| Participant deferral / active EE | $9,982 | $6,519+53.1% | $7,897+26.4% | $4,139+141.1% |
| Admin fee / account holder | $12,587 | $8,390+50.0% | $13,129-4.1% | $7,234+74.0% |