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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,326 | $185,905+143.3% | $170,057+166.0% | $139,487+224.3% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 12.01% | 60.56%-48.5pp | 53.42%-41.4pp | 373.84%-361.8pp |
| Employer contribution / active EE | $14,135 | $7,597+86.1% | $6,790+108.2% | $4,755+197.3% |
| Participant deferral / active EE | $9,652 | $11,627-17.0% | $10,411-7.3% | $6,713+43.8% |
| Admin fee / account holder | $7,999 | $15,397-48.0% | $12,826-37.6% | $11,407-29.9% |