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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,847 | $112,131-44.0% | $95,964-34.5% | $158,982-60.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 9.41% | 171.19%-161.8pp | 91.64%-82.2pp | 302.99%-293.6pp |
| Employer contribution / active EE | $2,129 | $3,199-33.4% | $2,541-16.2% | $4,763-55.3% |
| Participant deferral / active EE | $5,053 | $4,784+5.6% | $4,167+21.3% | $5,983-15.6% |
| Admin fee / account holder | $447 | $10,136-95.6% | $6,797-93.4% | $11,252-96.0% |