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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,108 | $85,766-32.2% | $136,298-57.4% | $70,126-17.1% |
| Participation rate | 81.9% | 74.2%+7.8pp | 81.9%0pp | 69.5%+12.4pp |
| Annual return | 17.48% | 31.46%-14.0pp | 5156.27%-5138.8pp | 73.15%-55.7pp |
| Employer contribution / active EE | $1,698 | $2,966-42.8% | $4,696-63.8% | $2,343-27.5% |
| Participant deferral / active EE | $4,988 | $5,051-1.3% | $6,247-20.2% | $3,332+49.7% |
| Admin fee / account holder | $1,371 | $5,421-74.7% | $9,244-85.2% | $4,645-70.5% |