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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,817 | $98,776+36.5% | $149,745-10.0% | $79,856+68.8% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.5%+3.7pp | 69.6%+16.6pp |
| Annual return | 25.50% | 27.38%-1.9pp | 276.72%-251.2pp | 31.71%-6.2pp |
| Employer contribution / active EE | $1,633 | $3,217-49.2% | $4,646-64.8% | $2,471-33.9% |
| Participant deferral / active EE | $8,589 | $5,681+51.2% | $6,843+25.5% | $3,741+129.6% |
| Admin fee / account holder | $941 | $6,053-84.5% | $9,312-89.9% | $5,306-82.3% |