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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,367 | $115,903+125.5% | $100,528+160.0% | $158,966+64.4% |
| Participation rate | 88.2% | 81.6%+6.6pp | 79.4%+8.8pp | 82.0%+6.3pp |
| Annual return | 19.81% | 34.80%-15.0pp | 30.90%-11.1pp | 302.95%-283.1pp |
| Employer contribution / active EE | $2,911 | $4,105-29.1% | $3,419-14.8% | $4,762-38.9% |
| Participant deferral / active EE | $8,582 | $6,677+28.5% | $6,271+36.8% | $5,983+43.4% |
| Admin fee / account holder | $1,248 | $11,000-88.7% | $8,084-84.6% | $11,250-88.9% |