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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,670 | $108,942+155.8% | $100,415+177.5% | $145,897+91.0% |
| Participation rate | 77.8% | 83.0%-5.2pp | 81.5%-3.7pp | 80.3%-2.5pp |
| Annual return | 17.11% | 58.27%-41.2pp | 49.47%-32.4pp | 552.29%-535.2pp |
| Employer contribution / active EE | $2,319 | $4,422-47.6% | $3,943-41.2% | $4,663-50.3% |
| Participant deferral / active EE | $4,791 | $8,461-43.4% | $8,091-40.8% | $6,689-28.4% |
| Admin fee / account holder | $6,551 | $9,702-32.5% | $7,906-17.1% | $13,390-51.1% |