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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,897 | $117,777-52.5% | $71,778-22.1% | $134,545-58.5% |
| Participation rate | 84.6% | 68.9%+15.7pp | 62.3%+22.3pp | 81.2%+3.4pp |
| Annual return | -29.31% | 25.46%-54.8pp | 9.15%-38.5pp | 418.37%-447.7pp |
| Employer contribution / active EE | $9,726 | $2,525+285.2% | $1,704+470.7% | $4,742+105.1% |
| Participant deferral / active EE | $4,983 | $3,756+32.7% | $2,656+87.6% | $6,401-22.2% |
| Admin fee / account holder | $4,990 | $6,379-21.8% | $3,974+25.6% | $11,431-56.3% |