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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,635 | $88,186+42.5% | $165,071-23.9% | $74,459+68.7% |
| Participation rate | 48.9% | 73.1%-24.2pp | 78.6%-29.7pp | 67.2%-18.3pp |
| Annual return | 16.64% | 17.13%-0.5pp | 70.17%-53.5pp | 1369.70%-1353.1pp |
| Employer contribution / active EE | $1,690 | $2,600-35.0% | $4,347-61.1% | $2,626-35.7% |
| Participant deferral / active EE | $3,226 | $4,505-28.4% | $6,035-46.5% | $4,350-25.8% |
| Admin fee / account holder | $25,426 | $2,234+1038.1% | $12,695+100.3% | $1,945+1207.4% |