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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,886 | $35,183-83.3% | $73,545-92.0% | $70,124-91.6% |
| Participation rate | 100.0% | 42.9%+57.1pp | 54.9%+45.1pp | 69.5%+30.5pp |
| Annual return | 16.29% | 26.90%-10.6pp | -15.16%+31.5pp | 73.14%-56.9pp |
| Employer contribution / active EE | $4,242 | $709+498.6% | $1,219+248.0% | $2,342+81.1% |
| Participant deferral / active EE | $554 | $1,220-54.6% | $1,806-69.3% | $3,332-83.4% |
| Admin fee / account holder | $534 | $2,302-76.8% | $2,320-77.0% | $4,645-88.5% |