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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,616 | $83,485-2.2% | $125,192-34.8% | $72,975+11.8% |
| Participation rate | 88.5% | 73.3%+15.2pp | 79.8%+8.7pp | 69.5%+19.0pp |
| Annual return | 21.74% | 25.77%-4.0pp | 43.79%-22.1pp | 81.01%-59.3pp |
| Employer contribution / active EE | $3,209 | $2,346+36.8% | $3,866-17.0% | $2,440+31.5% |
| Participant deferral / active EE | $6,921 | $3,586+93.0% | $4,937+40.2% | $3,608+91.8% |
| Admin fee / account holder | $1,798 | $5,518-67.4% | $9,704-81.5% | $5,124-64.9% |