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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,584 | $92,219-80.9% | $76,767-77.1% | $135,380-87.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -6.68% | 5.46%-12.1pp | 2.43%-9.1pp | 519.81%-526.5pp |
| Employer contribution / active EE | $2,560 | $3,216-20.4% | $2,485+3.0% | $4,779-46.4% |
| Participant deferral / active EE | $4,564 | $4,508+1.2% | $3,852+18.5% | $5,609-18.6% |
| Admin fee / account holder | $4,328 | $10,749-59.7% | $6,675-35.2% | $10,828-60.0% |