See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 17 · EIN 13-5674085 | Pension Consulting | $33,728 |
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $650 |
Service code 17 | Pension Consulting | $15 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,156 | $84,936+3.8% | $111,297-20.8% | $79,386+11.0% |
| Participation rate | 59.6% | 75.9%-16.3pp | 77.3%-17.8pp | 70.7%-11.1pp |
| Annual return | 27.80% | 17.45%+10.3pp | 54.65%-26.9pp | 116.85%-89.1pp |
| Employer contribution / active EE | $2,865 | $1,979+44.8% | $2,731+4.9% | $2,427+18.0% |
| Participant deferral / active EE | $6,025 | $3,888+55.0% | $4,487+34.3% | $4,046+48.9% |
| Admin fee / account holder | $366 | $537-31.9% | $7,964-95.4% | $626-41.6% |