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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,344 | $135,645-46.7% | $110,243-34.4% | $135,380-46.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.59% | 513.24%-519.8pp | 314.76%-321.3pp | 519.81%-526.4pp |
| Employer contribution / active EE | $13,886 | $4,907+183.0% | $3,827+262.9% | $4,779+190.6% |
| Participant deferral / active EE | $9,147 | $5,507+66.1% | $4,672+95.8% | $5,609+63.1% |
| Admin fee / account holder | $2,472 | $11,458-78.4% | $8,548-71.1% | $10,828-77.2% |