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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,150 | $135,645-65.2% | $110,243-57.2% | $135,380-65.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -10.68% | 513.24%-523.9pp | 314.76%-325.4pp | 519.81%-530.5pp |
| Employer contribution / active EE | $10,089 | $4,907+105.6% | $3,827+163.6% | $4,779+111.1% |
| Participant deferral / active EE | $7,181 | $5,507+30.4% | $4,672+53.7% | $5,609+28.0% |
| Admin fee / account holder | $688 | $11,458-94.0% | $8,548-91.9% | $10,828-93.6% |