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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,485 | $138,114+79.9% | $125,391+98.2% | $134,545+84.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.58% | 750.88%-766.5pp | 572.41%-588.0pp | 418.37%-433.9pp |
| Employer contribution / active EE | $4,811 | $5,246-8.3% | $4,816-0.1% | $4,742+1.5% |
| Participant deferral / active EE | $20,871 | $7,801+167.6% | $7,448+180.2% | $6,401+226.1% |
| Admin fee / account holder | $56,875 | $11,570+391.6% | $10,009+468.3% | $11,431+397.6% |