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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,848 | $152,619-47.7% | $125,195-36.2% | $152,909-47.8% |
| Participation rate | 92.3% | 83.3%+9.0pp | 79.8%+12.5pp | 82.5%+9.9pp |
| Annual return | 5.74% | 54.85%-49.1pp | 43.79%-38.1pp | 345.46%-339.7pp |
| Employer contribution / active EE | $8,713 | $4,947+76.1% | $3,866+125.4% | $4,764+82.9% |
| Participant deferral / active EE | $2,513 | $5,869-57.2% | $4,937-49.1% | $5,851-57.1% |
| Admin fee / account holder | $177,842 | $13,437+1223.5% | $9,704+1732.6% | $11,601+1433.0% |