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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,300 | $79,557-36.8% | $118,746-57.6% | $70,126-28.3% |
| Participation rate | 92.3% | 71.4%+21.0pp | 78.3%+14.0pp | 69.5%+22.8pp |
| Annual return | 10.24% | 25.64%-15.4pp | 24.54%-14.3pp | 73.15%-62.9pp |
| Employer contribution / active EE | $3,355 | $2,861+17.3% | $4,193-20.0% | $2,343+43.2% |
| Participant deferral / active EE | $3,844 | $4,089-6.0% | $5,332-27.9% | $3,332+15.4% |
| Admin fee / account holder | $6,586 | $5,374+22.5% | $10,720-38.6% | $4,645+41.8% |