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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,561 | $62,672-80.0% | $185,117-93.2% | $70,126-82.1% |
| Participation rate | 79.4% | 63.8%+15.6pp | 77.3%+2.1pp | 69.5%+9.9pp |
| Annual return | 13.45% | 40.79%-27.3pp | 40.50%-27.0pp | 73.15%-59.7pp |
| Employer contribution / active EE | $928 | $1,753-47.1% | $4,182-77.8% | $2,343-60.4% |
| Participant deferral / active EE | $3,117 | $3,272-4.7% | $5,045-38.2% | $3,332-6.4% |
| Admin fee / account holder | $1,372 | $3,932-65.1% | $8,159-83.2% | $4,645-70.5% |