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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,945 | $85,766+60.8% | $136,298+1.2% | $70,126+96.7% |
| Participation rate | 92.6% | 74.2%+18.4pp | 81.9%+10.7pp | 69.5%+23.1pp |
| Annual return | 12.40% | 31.46%-19.1pp | 5156.27%-5143.9pp | 73.15%-60.7pp |
| Employer contribution / active EE | $3,426 | $2,966+15.5% | $4,696-27.0% | $2,343+46.3% |
| Participant deferral / active EE | $3,388 | $5,051-32.9% | $6,247-45.8% | $3,332+1.7% |
| Admin fee / account holder | $42,909 | $5,421+691.6% | $9,244+364.2% | $4,645+823.7% |