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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,568 | $97,550-31.8% | $120,344-44.7% | $87,485-23.9% |
| Participation rate | 72.7% | 72.8%-0.1pp | 76.7%-4.0pp | 68.9%+3.8pp |
| Annual return | 14.10% | 18.41%-4.3pp | 20.30%-6.2pp | 26.06%-12.0pp |
| Employer contribution / active EE | $3,091 | $2,291+34.9% | $3,020+2.4% | $2,596+19.1% |
| Participant deferral / active EE | $4,795 | $4,230+13.4% | $5,135-6.6% | $4,274+12.2% |
| Admin fee / account holder | $6,342 | $9,543-33.5% | $12,742-50.2% | $7,775-18.4% |