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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,568 | $95,453-30.3% | $112,040-40.6% | $82,448-19.3% |
| Participation rate | 72.7% | 72.8%0pp | 76.5%-3.8pp | 68.1%+4.7pp |
| Annual return | 14.10% | 23.92%-9.8pp | 24.52%-10.4pp | 41.64%-27.5pp |
| Employer contribution / active EE | $3,091 | $2,318+33.4% | $2,954+4.6% | $2,551+21.2% |
| Participant deferral / active EE | $4,795 | $4,224+13.5% | $5,098-5.9% | $4,139+15.8% |
| Admin fee / account holder | $6,342 | $9,013-29.6% | $12,098-47.6% | $7,234-12.3% |