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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,874 | $110,212-0.3% | $96,534+13.8% | $139,466-21.2% |
| Participation rate | 52.2% | 78.1%-25.9pp | 76.0%-23.8pp | 80.3%-28.2pp |
| Annual return | 11.00% | 26.42%-15.4pp | 25.88%-14.9pp | 373.66%-362.7pp |
| Employer contribution / active EE | $1,600 | $3,620-55.8% | $2,965-46.1% | $4,754-66.3% |
| Participant deferral / active EE | $5,034 | $5,547-9.3% | $4,851+3.8% | $6,712-25.0% |
| Admin fee / account holder | $61,019 | $11,599+426.1% | $8,253+639.3% | $11,409+434.8% |