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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,459 | $27,639-44.1% | $61,501-74.9% | $68,490-77.4% |
| Participation rate | 45.6% | 39.5%+6.1pp | 52.6%-7.0pp | 67.9%-22.3pp |
| Annual return | -18.39% | -13.19%-5.2pp | 339.04%-357.4pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,098 | $696+57.8% | $1,160-5.3% | $2,597-57.7% |
| Participant deferral / active EE | $1,967 | $1,264+55.7% | $2,125-7.4% | $4,028-51.2% |
| Admin fee / account holder | $2,947 | $2,012+46.5% | $2,132+38.3% | $5,403-45.5% |