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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,805 | $73,978-80.0% | $96,515-84.7% | $75,173-80.3% |
| Participation rate | 65.8% | 66.4%-0.6pp | 74.3%-8.6pp | 67.2%-1.4pp |
| Annual return | 19.86% | 26.72%-6.9pp | 35.73%-15.9pp | 160.72%-140.9pp |
| Employer contribution / active EE | $796 | $2,931-72.8% | $3,740-78.7% | $2,671-70.2% |
| Participant deferral / active EE | $2,209 | $3,660-39.7% | $4,880-54.7% | $4,126-46.5% |
| Admin fee / account holder | $128 | $5,219-97.5% | $6,735-98.1% | $5,651-97.7% |