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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,282 | $81,504-72.7% | $102,437-78.2% | $80,959-72.5% |
| Participation rate | 67.4% | 66.9%+0.6pp | 74.5%-7.1pp | 67.7%-0.2pp |
| Annual return | 34.68% | 25.60%+9.1pp | 24.95%+9.7pp | 35.67%-1.0pp |
| Employer contribution / active EE | $908 | $3,104-70.7% | $3,871-76.5% | $2,757-67.1% |
| Participant deferral / active EE | $2,818 | $3,871-27.2% | $5,060-44.3% | $4,300-34.5% |
| Admin fee / account holder | $252 | $6,719-96.3% | $8,388-97.0% | $6,925-96.4% |