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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,774 | $94,749-58.0% | $112,899-64.8% | $139,466-71.5% |
| Participation rate | 42.9% | 81.3%-38.4pp | 80.5%-37.7pp | 80.3%-37.5pp |
| Annual return | 13.87% | 40.92%-27.0pp | 34.11%-20.2pp | 373.66%-359.8pp |
| Employer contribution / active EE | $1,493 | $4,630-67.7% | $4,566-67.3% | $4,754-68.6% |
| Participant deferral / active EE | $2,029 | $6,517-68.9% | $6,516-68.9% | $6,712-69.8% |
| Admin fee / account holder | $146 | $8,530-98.3% | $7,047-97.9% | $11,409-98.7% |