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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,298 | $97,078-46.1% | $103,065-49.3% | $145,897-64.2% |
| Participation rate | 42.9% | 81.1%-38.3pp | 80.6%-37.7pp | 80.3%-37.4pp |
| Annual return | 8.62% | 25.49%-16.9pp | 23.95%-15.3pp | 552.29%-543.7pp |
| Employer contribution / active EE | $1,662 | $4,680-64.5% | $4,675-64.4% | $4,663-64.4% |
| Participant deferral / active EE | $2,236 | $6,601-66.1% | $6,625-66.2% | $6,689-66.6% |
| Admin fee / account holder | $240 | $12,505-98.1% | $9,349-97.4% | $13,390-98.2% |