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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,662 | $190,916-52.5% | $160,037-43.3% | $134,545-32.6% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -12.52% | 552.79%-565.3pp | 408.95%-421.5pp | 418.37%-430.9pp |
| Employer contribution / active EE | $7,656 | $4,996+53.3% | $4,226+81.2% | $4,742+61.5% |
| Participant deferral / active EE | $11,272 | $6,925+62.8% | $6,184+82.3% | $6,401+76.1% |
| Admin fee / account holder | $29,062 | $10,497+176.9% | $8,716+233.4% | $11,431+154.2% |