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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,386 | $144,130-70.6% | $117,861-64.0% | $147,586-71.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 7.31% | 531.20%-523.9pp | 335.11%-327.8pp | 578.59%-571.3pp |
| Employer contribution / active EE | $1,581 | $4,897-67.7% | $3,786-58.3% | $4,876-67.6% |
| Participant deferral / active EE | $796 | $5,316-85.0% | $4,482-82.2% | $5,439-85.4% |
| Admin fee / account holder | $2,499 | $10,887-77.0% | $8,021-68.8% | $10,886-77.0% |