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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,702 | $56,197-2.7% | $67,652-19.1% | $59,633-8.3% |
| Participation rate | 82.8% | 71.5%+11.3pp | 75.7%+7.1pp | 68.7%+14.1pp |
| Annual return | -4.44% | 18508.10%-18512.5pp | 6625.40%-6629.8pp | 2041.45%-2045.9pp |
| Employer contribution / active EE | $1,094 | $1,615-32.3% | $2,266-51.7% | $2,203-50.4% |
| Participant deferral / active EE | $3,492 | $2,844+22.8% | $3,560-1.9% | $3,192+9.4% |
| Admin fee / account holder | $10,870 | $3,958+174.6% | $4,821+125.5% | $4,297+153.0% |