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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,224 | $201,372-51.7% | $184,260-47.2% | $145,884-33.4% |
| Participation rate | 73.9% | 87.5%-13.6pp | 86.8%-12.9pp | 80.3%-6.4pp |
| Annual return | 12.32% | 29.04%-16.7pp | 28.84%-16.5pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,769 | $7,024-74.8% | $6,427-72.5% | $4,662-62.1% |
| Participant deferral / active EE | $4,763 | $9,808-51.4% | $9,133-47.8% | $6,690-28.8% |
| Admin fee / account holder | $2,642 | $16,362-83.9% | $13,898-81.0% | $13,392-80.3% |