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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,395 | $149,446-42.2% | $256,809-66.4% | $94,015-8.1% |
| Participation rate | 76.0% | 85.3%-9.3pp | 88.5%-12.5pp | 70.8%+5.2pp |
| Annual return | 9.47% | 17.55%-8.1pp | 32.73%-23.3pp | 17.84%-8.4pp |
| Employer contribution / active EE | $1,882 | $4,596-59.1% | $7,263-74.1% | $2,790-32.5% |
| Participant deferral / active EE | $5,304 | $6,491-18.3% | $9,520-44.3% | $4,249+24.8% |
| Admin fee / account holder | $31,834 | $24,035+32.4% | $25,146+26.6% | $8,951+255.6% |