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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,395 | $146,267-40.9% | $197,124-56.2% | $82,448+4.8% |
| Participation rate | 76.0% | 84.0%-8.0pp | 86.7%-10.7pp | 68.1%+7.9pp |
| Annual return | 9.47% | 29.61%-20.1pp | 44.34%-34.9pp | 41.64%-32.2pp |
| Employer contribution / active EE | $1,882 | $4,723-60.2% | $6,227-69.8% | $2,551-26.2% |
| Participant deferral / active EE | $5,304 | $7,035-24.6% | $9,135-41.9% | $4,139+28.1% |
| Admin fee / account holder | $31,834 | $14,422+120.7% | $16,298+95.3% | $7,234+340.0% |