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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,608 | $99,994-22.4% | $146,647-47.1% | $85,851-9.6% |
| Participation rate | 75.0% | 73.1%+1.9pp | 80.1%-5.1pp | 69.3%+5.7pp |
| Annual return | 9.65% | 18.93%-9.3pp | 22.75%-13.1pp | 318.63%-309.0pp |
| Employer contribution / active EE | $1,680 | $2,559-34.3% | $4,137-59.4% | $2,565-34.5% |
| Participant deferral / active EE | $3,598 | $4,006-10.2% | $5,506-34.7% | $3,952-9.0% |
| Admin fee / account holder | $8,814 | $7,703+14.4% | $10,281-14.3% | $6,261+40.8% |