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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,089 | $107,368+274.5% | $92,915+332.7% | $152,909+163.0% |
| Participation rate | 86.7% | 79.8%+6.9pp | 76.0%+10.7pp | 82.5%+4.2pp |
| Annual return | 23.54% | 145.64%-122.1pp | 109.45%-85.9pp | 345.46%-321.9pp |
| Employer contribution / active EE | $5,185 | $4,222+22.8% | $3,653+41.9% | $4,764+8.8% |
| Participant deferral / active EE | $15,861 | $4,848+227.2% | $4,238+274.2% | $5,851+171.1% |
| Admin fee / account holder | $13,984 | $7,082+97.5% | $5,796+141.3% | $11,601+20.5% |