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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $931,632 | $111,535+735.3% | $105,223+785.4% | $137,256+578.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 11.65% | 237.85%-226.2pp | 180.65%-169.0pp | 220.34%-208.7pp |
| Employer contribution / active EE | $4,402 | $3,939+11.7% | $3,689+19.3% | $4,156+5.9% |
| Participant deferral / active EE | $14,384 | $5,500+161.5% | $5,072+183.6% | $6,407+124.5% |
| Admin fee / account holder | $79,673 | $9,721+719.6% | $8,859+799.4% | $12,270+549.3% |