Retirement plan

ANGELINA & NECHES RIVER RAILROAD CO. 401(K) PROFIT SHARING PLAN

Name: ANGELINA & NECHES RIVER RAILROAD CO. - ANGELINA & NECHES RIVER RAILROAD CO. 401(K) PROFIT SHARING PLAN (2022) Form 5500
Creator: ANGELINA & NECHES RIVER RAILROAD CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ANGELINA & NECHES RIVER RAILROAD CO. 401(K) PROFIT SHARING PLAN, ANGELINA & NECHES RIVER RAILROAD CO.

ANGELINA & NECHES RIVER RAILROAD CO.EIN 75-6000109Plan #002PY 2022

PO BOX 1328 - LUFKIN, TX 75902936-634-4403anrrr.comLinkedIn1-10 employeestransportation/trucking/railroad

Other plans on this EIN

1 filing

#001Retirement-$4.3M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$248K

-17.2% from 2021

Total participants

+12.5% from 2021

Average account balance

$31,039

-17.2% from 2021

Annual return

-19.73%

-29.62 pp from 2021

Benchmarks

See 8,685 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants<25

Cohort8,685 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$368K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$53K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$224

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F3D2J2H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$27K

$3888 / participant

Other / not subdivided$27K100.0%

% of EOY assets

10.962%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,039

$82,324-62.3%

$68,803-54.9%

$134,545-76.9%

Participation rate

85.7%

75.1%+10.7pp

69.0%+16.7pp

81.2%+4.5pp

Annual return

-19.73%

-2.17%-17.6pp

-6.37%-13.4pp

418.37%-438.1pp

Employer contribution / active EE

$3,302-100.0%

$2,656-100.0%

$4,742-100.0%

Participant deferral / active EE

$4,964

$4,740+4.7%

$3,942+25.9%

$6,401-22.5%

Admin fee / account holder

$3,402

$6,485-47.5%

$4,936-31.1%

$11,431-70.2%

ANGELINA & NECHES RIVER RAILROAD CO. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ANGELINA & NECHES RIVER RAILROAD CO. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion