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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,897 | $78,428-83.6% | $95,960-86.6% | $79,852-83.8% |
| Participation rate | 72.4% | 73.5%-1.1pp | 77.1%-4.7pp | 69.6%+2.8pp |
| Annual return | 20.35% | 19.37%+1.0pp | 91.63%-71.3pp | 31.72%-11.4pp |
| Employer contribution / active EE | $1,593 | $1,945-18.1% | $2,541-37.3% | $2,471-35.5% |
| Participant deferral / active EE | $3,292 | $3,440-4.3% | $4,167-21.0% | $3,740-12.0% |
| Admin fee / account holder | $1,254 | $5,622-77.7% | $6,797-81.6% | $5,306-76.4% |