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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,544 | $51,638-95.1% | $68,368-96.3% | $82,448-96.9% |
| Participation rate | 68.1% | 63.6%+4.5pp | 73.8%-5.6pp | 68.1%+0.1pp |
| Annual return | 36.78% | 37.53%-0.8pp | 292.57%-255.8pp | 41.64%-4.9pp |
| Employer contribution / active EE | $411 | $2,047-79.9% | $2,649-84.5% | $2,551-83.9% |
| Participant deferral / active EE | $1,540 | $2,914-47.1% | $4,123-62.6% | $4,139-62.8% |
| Admin fee / account holder | $212 | $4,643-95.4% | $5,150-95.9% | $7,234-97.1% |