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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,977 | $66,764+16.8% | $88,497-11.9% | $62,881+24.0% |
| Participation rate | 82.7% | 77.3%+5.4pp | 82.4%+0.3pp | 69.3%+13.4pp |
| Annual return | -8.02% | 10.37%-18.4pp | 7.63%-15.7pp | 20.14%-28.2pp |
| Employer contribution / active EE | $3,354 | $3,077+9.0% | $4,036-16.9% | $2,281+47.0% |
| Participant deferral / active EE | $4,674 | $3,976+17.5% | $4,899-4.6% | $3,203+45.9% |
| Admin fee / account holder | $7,272 | $4,668+55.8% | $6,220+16.9% | $4,296+69.3% |