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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,720 | $114,093+27.7% | $96,171+51.5% | $167,536-13.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 15.50% | 190.00%-174.5pp | 192.04%-176.5pp | 478.82%-463.3pp |
| Employer contribution / active EE | $0 | $3,429-100.0% | $2,799-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,965 | $5,197+53.3% | $4,350+83.1% | $6,342+25.6% |
| Admin fee / account holder | $1,840 | $6,899-73.3% | $5,538-66.8% | $12,315-85.1% |