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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,051 | $209,422+75.3% | $178,503+105.6% | $158,982+130.9% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 3.06% | 188.81%-185.7pp | 151.12%-148.1pp | 302.99%-299.9pp |
| Employer contribution / active EE | $7,740 | $5,707+35.6% | $5,011+54.5% | $4,763+62.5% |
| Participant deferral / active EE | $8,599 | $5,955+44.4% | $5,202+65.3% | $5,983+43.7% |
| Admin fee / account holder | $48,229 | $17,079+182.4% | $13,987+244.8% | $11,252+328.6% |