Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,048 | $37,446-17.1% | $77,552-60.0% | $79,856-61.1% |
| Participation rate | 53.8% | 41.5%+12.3pp | 54.2%-0.3pp | 69.6%-15.8pp |
| Annual return | 8.24% | 39.76%-31.5pp | 54.82%-46.6pp | 31.71%-23.5pp |
| Employer contribution / active EE | $424 | $637-33.5% | $987-57.1% | $2,471-82.9% |
| Participant deferral / active EE | $1,706 | $1,261+35.3% | $1,861-8.3% | $3,741-54.4% |
| Admin fee / account holder | $990 | $2,506-60.5% | $2,859-65.4% | $5,306-81.3% |