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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,123 | $150,447+3.8% | $136,298+14.5% | $147,586+5.8% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 14.40% | 1049.15%-1034.8pp | 5156.27%-5141.9pp | 578.59%-564.2pp |
| Employer contribution / active EE | $2,113 | $5,256-59.8% | $4,696-55.0% | $4,876-56.7% |
| Participant deferral / active EE | $4,442 | $6,631-33.0% | $6,247-28.9% | $5,439-18.3% |
| Admin fee / account holder | $3,437 | $10,906-68.5% | $9,244-62.8% | $10,886-68.4% |