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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,190 | $77,920-43.3% | $149,723-70.5% | $75,177-41.2% |
| Participation rate | 69.7% | 65.6%+4.1pp | 78.8%-9.1pp | 67.2%+2.5pp |
| Annual return | 16.65% | 31.72%-15.1pp | 134.50%-117.9pp | 160.75%-144.1pp |
| Employer contribution / active EE | $1,203 | $3,138-61.7% | $4,821-75.0% | $2,671-54.9% |
| Participant deferral / active EE | $3,611 | $3,411+5.8% | $5,682-36.5% | $4,126-12.5% |
| Admin fee / account holder | $1,185 | $5,951-80.1% | $13,215-91.0% | $5,651-79.0% |