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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,034 | $150,412+12.4% | $120,574+40.2% | $145,884+15.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 14.32% | 154.50%-140.2pp | 107.42%-93.1pp | 551.85%-537.5pp |
| Employer contribution / active EE | $6,733 | $4,355+54.6% | $3,471+94.0% | $4,662+44.4% |
| Participant deferral / active EE | $17,099 | $6,175+176.9% | $4,996+242.3% | $6,690+155.6% |
| Admin fee / account holder | $587 | $12,224-95.2% | $9,445-93.8% | $13,392-95.6% |