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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,842 | $181,898-11.6% | $156,552+2.7% | $273,970-41.3% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 6.73% | 30.74%-24.0pp | 32.23%-25.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $9,050 | $6,248+44.8% | $5,501+64.5% | $4,869+85.9% |
| Participant deferral / active EE | $10,468 | $5,550+88.6% | $4,871+114.9% | $5,287+98.0% |
| Admin fee / account holder | $63,922 | $15,560+310.8% | $13,028+390.7% | $10,132+530.9% |