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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,720 | $117,444-25.3% | $99,479-11.8% | $152,909-42.6% |
| Participation rate | 54.5% | 77.5%-23.0pp | 73.8%-19.3pp | 82.5%-27.9pp |
| Annual return | 0.00% | 31.87%-31.9pp | 30.72%-30.7pp | 345.46%-345.5pp |
| Employer contribution / active EE | $1,318 | $3,014-56.3% | $2,540-48.1% | $4,764-72.3% |
| Participant deferral / active EE | $2,543 | $4,086-37.8% | $3,619-29.7% | $5,851-56.5% |
| Admin fee / account holder | $529 | $7,635-93.1% | $6,253-91.5% | $11,601-95.4% |