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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,948 | $95,979-90.7% | $74,551-88.0% | $135,380-93.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.93% | 56.97%-68.9pp | 32.53%-44.5pp | 519.81%-531.7pp |
| Employer contribution / active EE | $1,857 | $2,716-31.6% | $1,961-5.3% | $4,779-61.1% |
| Participant deferral / active EE | $2,342 | $3,844-39.1% | $3,108-24.6% | $5,609-58.2% |
| Admin fee / account holder | $1,067 | $6,522-83.6% | $5,059-78.9% | $10,828-90.1% |